Mortgage Services

Jennifer L. Ray Mortgage Lender 454 Johnny Mercer Blvd Savannah, GA  31410 912-596-2927 cell 912-629-2981 office JenniferR@firstchatham.com

FCB's Mortgage Team has a wide variety of mortgage programs, and we would love to help you find the one that best fits your personal needs. The housing market is ever changing, and the guidelines for obtaining a mortgage can change as fast as the rates, so let us handle the details for you. Please call or email us today, we'd love to be your lender!

Conventional VA FHA Construction Loans Refinances and Purchases LIBOR  USDA Loans

Investment Property Jumbo Loans Condos 24 Hour Approvals ARM Local Chatham, Effingham, Bryan, and Glynn County Branches

To Speed up the process, please have available the following items for pre-approval:

1. Current 2 years W2s
2. Current pay stub
3. Current bank statement
4. Warranty Deed (for refinances)
5. Sales Contract (for purchases)
6. Picture ID
7. Current 2 years complete tax returns (for self-employed borrowers)